How the Process Works:

• We do a pre-qualification that includes a criminal background check, credit check, rental and employment history, as well as a lender pre-qualification to see what credit repair you need to be qualified to buy.

• We do require a pre-qualification letter from a lender or proof of funds from a banker.

• Once you are approved, we will collect the security deposit and option to purchase money. The security deposit is equal to one month’s rent, and so is the option to purchase money. So you will need a down payment equal to 2 months rent. For example- a $250,000 home would be $2000 a month so the deposit is $4000.

• Prior to move in we will need your first month’s rent paid.

• Once you are in your home you can choose to purchase the home at any time that your banker says you are approved for financing. 

• The option deposit is equal to one month of your rental price and it will hold the price of the house for up to 3 years. 

• Every month that you are in the house and pay rent on time you get $100 credit towards your down payment money.

•  All deposits paid to us will come back to you as a credit at closing.

*realtor get 3% commission for sale of new construction rent to own or $500 referral fee for tenant placed in one of our existing rental properties